COMP <GO>
AIG vs PGR // EV/EBITDA & P/E VALUATION
American International Group Inc. (NYSE) VS. Progressive Corporation (NYSE) • 15-METRIC TALLY: AIG 1
— PGR 11
▲ EV/EBITDA & P/E VALUATION LEADER: PGR
LAST: $81.90 (+0.56%) • MKT CAP: $42.58B
valuation
15.3x
LAST: $231.28 (+0.48%) • MKT CAP: $133.82B
valuation
11.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AIG VS. PGR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AIG | PGR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 20.00% | -15.90 | PGR | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 15.3x | 11.2x | +4.10 | PGR | /valuation <GO> |
| Free Cash Flow Yield | 4.95% | 12.85% | -7.90 | PGR | /fcf-yield <GO> |
| Operating Margin | 14.10% | 15.70% | -1.60 | PGR | /operating-margins <GO> |
| Net Profit Margin | 11.60% | 12.90% | -1.30 | PGR | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | 16.30% | -18.00 | PGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.29% | 2.15% | +0.14 | AIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | PGR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.2 | 62.8 | -1.60 | PGR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.87 | 1.15 | -0.28 | PGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.8x | 9.9x | +2.90 | PGR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $42.58B | $133.82B | -$91.24B | PGR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AIG REV | PGR REV | AIG GROSS % | PGR GROSS % | AIG FCF | PGR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $26.77B | $87.67B | — | — | $2.11B | $17.20B |
| FY 2024 | $27.25B | $75.37B | — | — | $2.05B | $14.83B |
| FY 2023 | $27.94B | $62.11B | — | — | $4.99B | $7.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AIG // BETA 0.87
PGR // BETA 1.15