COMP <GO>
CB vs PGR // EV/EBITDA & P/E VALUATION
Chubb Limited (NYSE) VS. Progressive Corporation (NYSE) • 15-METRIC TALLY: CB 4
— PGR 7
▲ EV/EBITDA & P/E VALUATION LEADER: PGR
LAST: $364.12 (+0.51%) • MKT CAP: $138.42B
valuation
12.6x
LAST: $231.28 (+0.48%) • MKT CAP: $133.82B
valuation
11.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CB VS. PGR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CB | PGR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.10% | 20.00% | -11.90 | PGR | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 12.6x | 11.2x | +1.40 | PGR | /valuation <GO> |
| Free Cash Flow Yield | 7.33% | 12.85% | -5.52 | PGR | /fcf-yield <GO> |
| Operating Margin | 21.20% | 15.70% | +5.50 | CB | /operating-margins <GO> |
| Net Profit Margin | 17.40% | 12.90% | +4.50 | CB | /net-margins <GO> |
| Revenue Growth (YoY) | 6.50% | 16.30% | -9.80 | PGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.09% | 2.15% | -1.06 | PGR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.0 | 62.8 | +0.20 | CB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 1.15 | -0.22 | PGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 9.9x | +2.60 | PGR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $138.42B | $133.82B | $4.60B | CB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CB REV | PGR REV | CB GROSS % | PGR GROSS % | CB FCF | PGR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $59.40B | $87.67B | — | — | $10.14B | $17.20B |
| FY 2024 | $55.75B | $75.37B | — | — | $13.67B | $14.83B |
| FY 2023 | $49.73B | $62.11B | — | — | $10.39B | $7.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CB // BETA 0.93
PGR // BETA 1.15