COMP <GO>
FICO vs FIS // EV/EBITDA & P/E VALUATION
Fair Isaac Corporation (NYSE) VS. Fidelity National Information Services Inc. (NYSE) • 15-METRIC TALLY: FICO 9
— FIS 5
▲ EV/EBITDA & P/E VALUATION LEADER: FIS
LAST: $711.23 (+0.29%) • MKT CAP: $15.32B
valuation
19.3x
LAST: $38.55 (+3.41%) • MKT CAP: $19.23B
valuation
14.8x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FICO VS. FIS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FICO | FIS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 82.20% | 36.90% | +45.30 | FICO | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 59.60% | 6.10% | +53.50 | FICO | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 19.3x | 14.8x | +4.50 | FIS | /valuation <GO> |
| Free Cash Flow Yield | 5.03% | 1.46% | +3.57 | FICO | /fcf-yield <GO> |
| Operating Margin | 46.50% | 16.30% | +30.20 | FICO | /operating-margins <GO> |
| Net Profit Margin | 32.70% | 3.60% | +29.10 | FICO | /net-margins <GO> |
| Revenue Growth (YoY) | 15.90% | 5.40% | +10.50 | FICO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 4.41% | -4.41 | FIS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 8.75 | 0.45 | +8.30 | FICO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | FICO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.4 | 54.3 | -13.90 | FIS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.05 | 1.08 | -0.03 | FIS | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.7x | 46.8x | -27.10 | FICO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.32B | $19.23B | -$3.91B | FIS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FICO REV | FIS REV | FICO GROSS % | FIS GROSS % | FICO FCF | FIS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.99B | $10.68B | 82.2% | 36.9% | $769.9M | — |
| FY 2024 | $1.72B | $10.13B | 79.7% | 37.6% | $624.1M | — |
| FY 2023 | $1.51B | $9.83B | — | — | $400.8M | $3.89B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FICO // BETA 1.05
FIS // BETA 1.08