COMP <GO>
HQY vs ANDG // EV/EBITDA & P/E VALUATION
HealthEquity Inc. (NASDAQ) VS. Andersen Group Inc. (Class A) (NYSE) • 15-METRIC TALLY: HQY 6
— ANDG 4
■ METRIC PARITY
LAST: $103.67 (+1.17%) • MKT CAP: $8.48B
valuation
27.8x
LAST: $65.82 (+0.41%) • MKT CAP: $7.47B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HQY VS. ANDG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HQY | ANDG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 69.50% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.30% | -28.90% | +38.20 | HQY | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 27.8x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.43% | 2.36% | +3.07 | HQY | /fcf-yield <GO> |
| Operating Margin | 24.60% | -16.10% | +40.70 | HQY | /operating-margins <GO> |
| Net Profit Margin | 16.40% | -0.30% | +16.70 | HQY | /net-margins <GO> |
| Revenue Growth (YoY) | 9.50% | 14.60% | -5.10 | ANDG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.87% | -2.87 | ANDG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 4.86 | 8.29 | -3.43 | ANDG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 5/9 | +4.00 | HQY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.8 | 72.3 | -7.50 | ANDG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 36.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.48B | $7.47B | $1.01B | HQY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HQY REV | ANDG REV | HQY GROSS % | ANDG GROSS % | HQY FCF | ANDG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.31B | $838.7M | 69.5% | — | $455.1M | $174.3M |
| FY 2024 | $1.20B | $731.6M | 64.8% | — | $337.8M | $143.7M |
| FY 2023 | $999.6M | $639.1M | — | — | $197.8M | $118.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HQY // BETA 0.96
ANDG // BETA —