COMP <GO>
MQ vs AI // EV/EBITDA & P/E VALUATION
Marqeta Inc. (Class A) (NASDAQ) VS. C3.ai Inc. (NYSE) • 15-METRIC TALLY: MQ 7
— AI 2
■ METRIC PARITY
LAST: $18.62 (+2.87%) • MKT CAP: $1.88B
valuation
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LAST: $11.55 (-2.53%) • MKT CAP: $1.91B
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MQ VS. AI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MQ | AI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 70.00% | 30.90% | +39.10 | MQ | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -35.00% | -35.00% | 0.00 | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.55% | -9.82% | +18.37 | MQ | /fcf-yield <GO> |
| Operating Margin | -7.40% | -60.00% | +52.60 | MQ | /operating-margins <GO> |
| Net Profit Margin | -2.20% | -60.00% | +57.80 | MQ | /net-margins <GO> |
| Revenue Growth (YoY) | 23.30% | -35.70% | +59.00 | MQ | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.43 | 3.28 | -1.85 | AI | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | MQ | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.9 | 52.1 | +0.80 | MQ | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.30 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 36.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.88B | $1.91B | -$21.1M | AI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MQ REV | AI REV | MQ GROSS % | AI GROSS % | MQ FCF | AI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $624.9M | $250.3M | 70.0% | 30.9% | $160.8M | -$192.1M |
| FY 2024 | $507.0M | $389.1M | 69.4% | 60.6% | $55.8M | -$44.4M |
| FY 2023 | $676.2M | $310.6M | — | — | $21.1M | -$76.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MQ // BETA —
AI // BETA 1.30