COMP <GO>
OPFI vs HIVE // EV/EBITDA & P/E VALUATION
OppFi Inc. (Class A) (NYSE) VS. HIVE Digital Technologies Ltd. (NASDAQ) • 15-METRIC TALLY: OPFI 3
— HIVE 1
■ METRIC PARITY
LAST: $5.60 (-0.36%) • MKT CAP: $478.9M
valuation
2.7x
LAST: $1.71 (-10.47%) • MKT CAP: $523.9M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OPFI VS. HIVE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OPFI | HIVE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | -26.50% | +111.50 | OPFI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 2.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 10.98% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | -49.80% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 158.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.28% | 0.00% | +1.28 | OPFI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 42.3 | 34.6 | +7.70 | OPFI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.7x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $478.9M | $523.9M | -$45.0M | HIVE | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OPFI REV | HIVE REV | OPFI GROSS % | HIVE GROSS % | OPFI FCF | HIVE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $466.7M | $297.8M | — | — | $401.3M | $62.3M |
| FY 2024 | $264.7M | $115.3M | — | — | $323.8M | $16.6M |
| FY 2023 | $129.8M | $114.5M | — | — | $296.1M | $9.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OPFI // BETA —
HIVE // BETA —