COMP <GO>
RF vs FCNCA // EV/EBITDA & P/E VALUATION
Regions Financial Corporation (NYSE) VS. First Citizens BancShares Inc. (NASDAQ) • 15-METRIC TALLY: RF 5
— FCNCA 7
▲ EV/EBITDA & P/E VALUATION LEADER: FCNCA
LAST: $28.57 (-1.07%) • MKT CAP: $24.60B
valuation
95.0x
LAST: $2,352.64 (-1.25%) • MKT CAP: $26.91B
valuation
26.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RF VS. FCNCA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RF | FCNCA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.10% | 2.60% | -2.50 | FCNCA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 95.0x | 26.2x | +68.80 | FCNCA | /valuation <GO> |
| Free Cash Flow Yield | 7.60% | 8.22% | -0.62 | FCNCA | /fcf-yield <GO> |
| Operating Margin | 0.80% | 28.20% | -27.40 | FCNCA | /operating-margins <GO> |
| Net Profit Margin | 31.30% | 23.10% | +8.20 | RF | /net-margins <GO> |
| Revenue Growth (YoY) | 9.90% | -2.20% | +12.10 | RF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.71% | 0.60% | +3.11 | RF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | RF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.7 | 70.2 | -9.50 | FCNCA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.06 | 1.09 | -0.03 | FCNCA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.6x | 11.3x | -0.70 | RF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $24.60B | $26.91B | -$2.30B | FCNCA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RF REV | FCNCA REV | RF GROSS % | FCNCA GROSS % | RF FCF | FCNCA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $9.54B | — | — | $2.18B | $2.21B |
| FY 2024 | $0 | $9.76B | — | — | $1.60B | $2.56B |
| FY 2023 | $0 | $18.79B | — | — | $2.31B | $1.81B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RF // BETA 1.06
FCNCA // BETA 1.09