COMP <GO>
STBA vs OCFC // EV/EBITDA & P/E VALUATION
S&T Bancorp Inc. (NASDAQ) VS. OceanFirst Financial Corp. (NASDAQ) • 15-METRIC TALLY: STBA 4
— OCFC 2
■ METRIC PARITY
LAST: $51.27 (-1.46%) • MKT CAP: $1.83B
valuation
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LAST: $18.34 (-1.77%) • MKT CAP: $1.84B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (STBA VS. OCFC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | STBA | OCFC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.20% | 4.00% | +5.20 | STBA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.15% | 4.53% | +2.62 | STBA | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.94% | 2.75% | +0.19 | STBA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.8 | 71.9 | -8.10 | OCFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 24.3x | -11.80 | STBA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.83B | $1.84B | -$4.3M | OCFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | STBA REV | OCFC REV | STBA GROSS % | OCFC GROSS % | STBA FCF | OCFC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.15B | $6.12B | — | — | $128.8M | $79.5M |
| FY 2024 | $4.06B | $5.64B | — | — | $170.4M | $84.7M |
| FY 2023 | $652.6M | $472.2M | — | — | $171.7M | $124.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
STBA // BETA —
OCFC // BETA —