COMP <GO>
ACGL vs HIG // OPERATING MARGIN
Arch Capital Group Ltd. (NASDAQ) VS. The Hartford Insurance Group Inc. (NYSE) • 15-METRIC TALLY: ACGL 6
— HIG 6
▲ OPERATING MARGIN LEADER: HIG
LAST: $109.31 (+2.77%) • MKT CAP: $36.29B
operating-margins
26.90%
LAST: $135.52 (+2.21%) • MKT CAP: $35.46B
operating-margins
75.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACGL VS. HIG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACGL | HIG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.20% | 28.40% | -19.20 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.4x | 6.1x | +3.30 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 14.87% | 16.29% | -1.42 | HIG | /fcf-yield <GO> |
| Operating Margin ACTIVE | 26.90% | 75.00% | -48.10 | HIG | /operating-margins <GO> |
| Net Profit Margin | 22.10% | 68.00% | -45.90 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | 14.30% | 3.30% | +11.00 | ACGL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.68% | -1.68 | HIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | ACGL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.1 | 50.0 | +16.10 | ACGL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.07 | 0.92 | +0.15 | ACGL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.8x | 8.6x | -1.80 | ACGL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $36.29B | $35.46B | $836.8M | ACGL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACGL REV | HIG REV | ACGL GROSS % | HIG GROSS % | ACGL FCF | HIG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $19.93B | $1.51B | — | — | $5.28B | $5.75B |
| FY 2024 | $17.44B | $1.46B | — | — | $5.89B | $5.76B |
| FY 2023 | $13.63B | $1.38B | — | — | $5.14B | $4.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACGL // BETA 1.07
HIG // BETA 0.92