COMP <GO>
ACIC vs V // ALTMAN Z-SCORE & DEBT/EQUITY
American Coastal Insurance Corporation (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: ACIC 4
— V 6
■ METRIC PARITY
LAST: $10.54 (-3.30%) • MKT CAP: $515.3M
balance-sheet
—
LAST: $420.42 (-1.20%) • MKT CAP: $760.28B
balance-sheet
9.09
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACIC VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACIC | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 32.30% | +52.70 | ACIC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 13.72% | 2.90% | +10.82 | ACIC | /fcf-yield <GO> |
| Operating Margin | 41.80% | 60.00% | -18.20 | V | /operating-margins <GO> |
| Net Profit Margin | 31.80% | 50.10% | -18.30 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 13.10% | 11.30% | +1.80 | ACIC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.3 | 74.2 | -12.90 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.0x | 34.0x | -30.00 | ACIC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $515.3M | $760.28B | -$759.77B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACIC REV | V REV | ACIC GROSS % | V GROSS % | ACIC FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $335.4M | $40.00B | — | — | $70.9M | $21.26B |
| FY 2024 | $296.7M | $35.93B | — | — | $243.5M | $18.33B |
| FY 2023 | $264.4M | $32.65B | — | — | -$136.0M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACIC // BETA —
V // BETA 1.06