COMP <GO>
ACT vs ERIE // FORWARD P/E MULTIPLE
Enact Holdings Inc. (NASDAQ) VS. Erie Indemnity Company (NASDAQ) • 15-METRIC TALLY: ACT 3
— ERIE 6
▲ FORWARD P/E MULTIPLE LEADER: ACT
LAST: $47.18 (-1.83%) • MKT CAP: $6.61B
forward-pe
9.1x
LAST: $261.39 (+4.23%) • MKT CAP: $11.58B
forward-pe
19.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACT VS. ERIE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACT | ERIE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.60% | 24.30% | -11.70 | ERIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 13.3x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.97% | 4.35% | +6.62 | ACT | /fcf-yield <GO> |
| Operating Margin | — | 17.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 54.60% | 13.80% | +40.80 | ACT | /net-margins <GO> |
| Revenue Growth (YoY) | 2.80% | 7.20% | -4.40 | ERIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.83% | 2.20% | -0.37 | ERIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 8/9 | -4.00 | ERIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.3 | 56.4 | -0.10 | ERIE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.89 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 9.1x | 19.3x | -10.20 | ACT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.61B | $11.58B | -$4.98B | ERIE | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACT REV | ERIE REV | ACT GROSS % | ERIE GROSS % | ACT FCF | ERIE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $4.07B | — | — | $724.5M | $503.6M |
| FY 2024 | $1.20B | $3.80B | — | — | $686.3M | $440.5M |
| FY 2023 | $1.15B | $3.27B | — | — | $632.0M | $234.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACT // BETA —
ERIE // BETA 0.89