COMP <GO>
AFG vs CNA // ALTMAN Z-SCORE & DEBT/EQUITY
American Financial Group Inc. (NYSE) VS. CNA Financial Corporation (NYSE) • 15-METRIC TALLY: AFG 3
— CNA 9
■ METRIC PARITY
LAST: $153.87 (+0.50%) • MKT CAP: $12.70B
balance-sheet
—
LAST: $48.68 (-0.39%) • MKT CAP: $13.22B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AFG VS. CNA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AFG | CNA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.70% | 19.70% | -14.00 | CNA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 16.3x | 4.8x | +11.50 | CNA | /valuation <GO> |
| Free Cash Flow Yield | 9.18% | 18.18% | -9.00 | CNA | /fcf-yield <GO> |
| Operating Margin | 13.10% | 75.00% | -61.90 | CNA | /operating-margins <GO> |
| Net Profit Margin | 10.30% | 68.00% | -57.70 | CNA | /net-margins <GO> |
| Revenue Growth (YoY) | -1.80% | -2.00% | +0.20 | AFG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.77% | 7.92% | -3.15 | CNA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | CNA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.8 | 58.7 | +8.10 | AFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.98 | 0.92 | +0.06 | AFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 9.6x | +4.40 | CNA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.70B | $13.22B | -$529.0M | CNA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AFG REV | CNA REV | AFG GROSS % | CNA GROSS % | AFG FCF | CNA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $8.17B | $1.58B | — | — | $1.17B | $2.40B |
| FY 2024 | $8.32B | $1.61B | — | — | $777.4M | $2.48B |
| FY 2023 | $7.83B | $1.62B | — | — | $1.62B | $2.21B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AFG // BETA 0.98
CNA // BETA 0.92