COMP <GO>

AGNT vs V // EV/EBITDA & P/E VALUATION

AGNT Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: AGNT 2 — V 7

■ METRIC PARITY

LAST: $4.16 (+7.22%) • MKT CAP: $648.4M

valuation

—

LAST: $425.51 (+2.88%) • MKT CAP: $738.98B

valuation

28.9x

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AGNT VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	AGNT	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	-14.30%	32.30%	-46.60	V	/roic <GO>
EV/EBITDA & P/E Valuation ACTIVE	—	28.9x	—	TIE	/valuation <GO>
Free Cash Flow Yield	16.39%	2.90%	+13.49	AGNT	/fcf-yield <GO>
Operating Margin	-0.40%	60.00%	-60.40	V	/operating-margins <GO>
Net Profit Margin	-0.50%	50.10%	-50.60	V	/net-margins <GO>
Revenue Growth (YoY)	4.50%	11.30%	-6.80	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	4.63%	0.63%	+4.00	AGNT	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	9/9	-4.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	49.0	67.7	-18.70	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	34.0x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$648.4M	$738.98B	-$738.34B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	AGNT REV	V REV	AGNT GROSS %	V GROSS %	AGNT FCF	V FCF
FY 2025	$4.77B	$40.00B	—	—	$109.0M	$21.26B
FY 2024	$4.57B	$35.93B	—	—	$185.0M	$18.33B
FY 2023	$4.27B	$32.65B	—	—	$209.1M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

AGNT // BETA —

V // BETA 1.06