COMP <GO>
AIZ vs BRK-A // ALTMAN Z-SCORE & DEBT/EQUITY
Assurant Inc. (NYSE) VS. Berkshire Hathaway Inc. (Class A) (NYSE) • 15-METRIC TALLY: AIZ 5
— BRK-A 7
■ METRIC PARITY
LAST: $292.80 (+0.04%) • MKT CAP: $14.44B
balance-sheet
—
LAST: $815,600.00 (-0.23%) • MKT CAP: $1.20T
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AIZ VS. BRK-A)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AIZ | BRK-A | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.00% | 11.47% | -6.47 | BRK-A | /roic <GO> |
| EV/EBITDA & P/E Valuation | 20.1x | 9.7x | +10.42 | BRK-A | /valuation <GO> |
| Free Cash Flow Yield | 11.07% | 2.09% | +8.98 | AIZ | /fcf-yield <GO> |
| Operating Margin | 8.30% | 27.80% | -19.50 | BRK-A | /operating-margins <GO> |
| Net Profit Margin | 6.80% | 22.30% | -15.50 | BRK-A | /net-margins <GO> |
| Revenue Growth (YoY) | 7.90% | 3.93% | +3.97 | AIZ | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.17% | 0.00% | +1.17 | AIZ | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 4/9 | +4.00 | AIZ | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.4 | 68.1 | -2.70 | BRK-A | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.13 | -0.21 | BRK-A | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.3x | 24.3x | -9.04 | AIZ | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $14.44B | $1.20T | -$1.19T | BRK-A | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AIZ REV | BRK-A REV | AIZ GROSS % | BRK-A GROSS % | AIZ FCF | BRK-A FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $12.81B | $247.24B | — | — | $1.60B | $25.04B |
| FY 2024 | $11.88B | $249.71B | — | — | $1.11B | $11.62B |
| FY 2023 | $11.13B | $254.91B | — | — | $637.2M | $37.73B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AIZ // BETA 0.92
BRK-A // BETA 1.13