COMP <GO>
BBD vs CFG // NET PROFIT MARGIN
Banco Bradesco Sa (NYSE) VS. Citizens Financial Group Inc. (NYSE) • 15-METRIC TALLY: BBD 5
— CFG 6
▲ NET PROFIT MARGIN LEADER: CFG
LAST: $2.56 (+0.39%) • MKT CAP: $28.55B
net-margins
10.90%
LAST: $64.93 (+1.76%) • MKT CAP: $26.75B
net-margins
68.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BBD VS. CFG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BBD | CFG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | 2.10% | +7.80 | BBD | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 36.8x | -15.80 | BBD | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | 7.75% | -5.54 | CFG | /fcf-yield <GO> |
| Operating Margin | 13.90% | 75.00% | -61.10 | CFG | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 10.90% | 68.00% | -57.10 | CFG | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 6.70% | +1.00 | BBD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.74% | -2.74 | CFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 26.5 | 43.7 | -17.20 | CFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 1.10 | +0.04 | BBD | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 14.0x | +16.50 | CFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $28.55B | $26.75B | $1.80B | BBD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BBD REV | CFG REV | BBD GROSS % | CFG GROSS % | BBD FCF | CFG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $1.64B | — | — | — | $2.14B |
| FY 2024 | — | $1.53B | — | — | — | $1.93B |
| FY 2023 | — | $1.27B | — | — | — | $2.90B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BBD // BETA 1.14
CFG // BETA 1.10