COMP <GO>
BFH vs HD // RSI-14 & 200D SMA MOMENTUM
Bread Financial Holdings Inc. (NYSE) VS. Home Depot Inc. (NYSE) • 15-METRIC TALLY: BFH 8
— HD 5
▲ RSI-14 & 200D SMA MOMENTUM LEADER: HD
LAST: $107.16 (+3.63%) • MKT CAP: $3.93B
rsi-technicals
50.3
LAST: $341.15 (+3.63%) • MKT CAP: $328.44B
rsi-technicals
67.5
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BFH VS. HD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BFH | HD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 33.30% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.40% | 32.90% | -26.50 | HD | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.6x | 13.4x | -0.80 | BFH | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 2.72% | +19.28 | BFH | /fcf-yield <GO> |
| Operating Margin | 56.30% | 12.70% | +43.60 | BFH | /operating-margins <GO> |
| Net Profit Margin | 46.10% | 8.60% | +37.50 | BFH | /net-margins <GO> |
| Revenue Growth (YoY) | 12.10% | 3.20% | +8.90 | BFH | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.00% | 2.79% | -1.79 | HD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.48 | 5.64 | -5.16 | HD | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | BFH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 50.3 | 67.5 | -17.20 | HD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | 0.88 | +0.24 | BFH | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.5x | 21.6x | -15.10 | BFH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.93B | $328.44B | -$324.51B | HD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BFH REV | HD REV | BFH GROSS % | HD GROSS % | BFH FCF | HD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.71B | $164.68B | — | 33.3% | $2.09B | $8.91B |
| FY 2024 | $915.2M | $159.51B | — | 33.4% | $1.86B | $12.63B |
| FY 2023 | $2.37B | $152.67B | — | — | $1.99B | $14.30B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BFH // BETA 1.12
HD // BETA 0.88