COMP <GO>
BILL vs CCC // DIVIDEND YIELD & FCF PAYOUT SAFETY
BILL Holdings Inc. (NYSE) VS. CCC Intelligent Solutions Holdings Inc. (NASDAQ) • 15-METRIC TALLY: BILL 5
— CCC 6
■ METRIC PARITY
LAST: $49.72 (+2.92%) • MKT CAP: $4.27B
dividend-safety
0.00%
LAST: $7.68 (+0.39%) • MKT CAP: $4.54B
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BILL VS. CCC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BILL | CCC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 81.40% | 73.50% | +7.90 | BILL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -1.20% | 2.50% | -3.70 | CCC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 39.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.32% | 5.63% | +2.69 | BILL | /fcf-yield <GO> |
| Operating Margin | -5.50% | 8.90% | -14.40 | CCC | /operating-margins <GO> |
| Net Profit Margin | 1.60% | 0.20% | +1.40 | BILL | /net-margins <GO> |
| Revenue Growth (YoY) | 13.40% | 11.90% | +1.50 | BILL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 0.62 | 1.27 | -0.65 | CCC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | BILL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.9 | 64.5 | -3.60 | CCC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.33 | 1.39 | -0.06 | CCC | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.27B | $4.54B | -$269.7M | CCC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BILL REV | CCC REV | BILL GROSS % | CCC GROSS % | BILL FCF | CCC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.46B | $1.06B | 81.4% | 73.5% | $346.3M | $254.5M |
| FY 2024 | $1.29B | $944.8M | 81.8% | 75.6% | $277.8M | $230.9M |
| FY 2023 | $1.06B | $866.4M | — | — | $140.1M | $211.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BILL // BETA 1.33
CCC // BETA 1.39