COMP <GO>
BPOP vs WTFC // ALTMAN Z-SCORE & DEBT/EQUITY
Popular Inc. (NASDAQ) VS. Wintrust Financial Corporation (NASDAQ) • 15-METRIC TALLY: BPOP 3
— WTFC 8
■ METRIC PARITY
LAST: $158.96 (+1.50%) • MKT CAP: $9.99B
balance-sheet
—
LAST: $157.40 (+3.29%) • MKT CAP: $10.28B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BPOP VS. WTFC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BPOP | WTFC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 3.10% | 0.00 | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 25.4x | 27.4x | -2.00 | BPOP | /valuation <GO> |
| Free Cash Flow Yield | 6.74% | 8.27% | -1.53 | WTFC | /fcf-yield <GO> |
| Operating Margin | 35.90% | 75.00% | -39.10 | WTFC | /operating-margins <GO> |
| Net Profit Margin | 29.40% | 68.00% | -38.60 | WTFC | /net-margins <GO> |
| Revenue Growth (YoY) | -4.40% | 5.90% | -10.30 | WTFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.95% | 1.63% | +0.32 | BPOP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | WTFC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.3 | 58.7 | -15.40 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 1.14 | -0.17 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 11.7x | -0.40 | BPOP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.99B | $10.28B | -$292.1M | WTFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BPOP REV | WTFC REV | BPOP GROSS % | WTFC GROSS % | BPOP FCF | WTFC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.75B | $265.6M | — | — | $681.0M | $860.4M |
| FY 2024 | $2.03B | $250.7M | — | — | $461.3M | $635.5M |
| FY 2023 | $1.79B | $220.4M | — | — | $686.6M | $734.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BPOP // BETA 0.97
WTFC // BETA 1.14