COMP <GO>
BSRR vs OBT // DIVIDEND YIELD & FCF PAYOUT SAFETY
Sierra Bancorp (NASDAQ) VS. Orange County Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: BSRR 2
— OBT 5
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: BSRR
LAST: $42.66 (+2.47%) • MKT CAP: $553.1M
dividend-safety
2.50%
LAST: $40.11 (+3.67%) • MKT CAP: $537.8M
dividend-safety
1.37%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BSRR VS. OBT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BSRR | OBT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.60% | 14.60% | -3.00 | OBT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.85% | 7.99% | -2.14 | OBT | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.50% | 1.37% | +1.13 | BSRR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | OBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.4 | 70.6 | -7.20 | OBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 11.5x | +0.60 | OBT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $553.1M | $537.8M | $15.4M | BSRR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BSRR REV | OBT REV | BSRR GROSS % | OBT GROSS % | BSRR FCF | OBT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.61B | $1.12B | — | — | $32.2M | $41.3M |
| FY 2024 | $1.52B | $1.05B | — | — | $56.0M | $32.9M |
| FY 2023 | $202.3M | $169.1M | — | — | $53.2M | $44.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BSRR // BETA —
OBT // BETA —