COMP <GO>
BWFG vs UNTY // FORWARD P/E MULTIPLE
Bankwell Financial Group Inc. (NASDAQ) VS. Unity Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: BWFG 3
— UNTY 4
▲ FORWARD P/E MULTIPLE LEADER: UNTY
LAST: $72.94 (+2.40%) • MKT CAP: $581.5M
forward-pe
13.3x
LAST: $58.90 (+2.77%) • MKT CAP: $591.5M
forward-pe
9.4x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (BWFG VS. UNTY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | BWFG | UNTY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.70% | 16.80% | -5.10 | UNTY | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.89% | 7.60% | -2.71 | UNTY | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 44.00% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.13% | 0.96% | +0.17 | BWFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | BWFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 72.5 | 59.9 | +12.60 | BWFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 13.3x | 9.4x | +3.90 | UNTY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $581.5M | $591.5M | -$10.0M | UNTY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | BWFG REV | UNTY REV | BWFG GROSS % | UNTY GROSS % | BWFG FCF | UNTY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.8M | $1.25B | — | — | $27.1M | $44.3M |
| FY 2024 | $2.0M | $1.11B | — | — | $29.3M | $47.3M |
| FY 2023 | $1.6M | $178.7M | — | — | $31.9M | $46.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
BWFG // BETA —
UNTY // BETA —