COMP <GO>
CASH vs JPM // NET PROFIT MARGIN
Pathward Financial Inc. (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: CASH 4
— JPM 4
▲ NET PROFIT MARGIN LEADER: JPM
LAST: $77.25 (-0.23%) • MKT CAP: $1.61B
net-margins
22.10%
LAST: $337.98 (-0.76%) • MKT CAP: $905.33B
net-margins
32.48%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CASH VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CASH | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 21.80% | 17.72% | +4.08 | CASH | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.5x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -9.41% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 41.98% | — | TIE | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 22.10% | 32.48% | -10.38 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 5.30% | 13.23% | -7.93 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.29% | 1.95% | -1.66 | JPM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | CASH | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.6 | 53.6 | +3.00 | CASH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.0x | 13.3x | -5.27 | CASH | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.61B | $905.33B | -$903.72B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CASH REV | JPM REV | CASH GROSS % | JPM GROSS % | CASH FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $839.9M | $182.45B | — | — | $438.9M | -$147.78B |
| FY 2024 | $797.4M | $177.56B | — | — | $478.7M | -$42.01B |
| FY 2023 | $727.7M | $158.10B | — | — | $327.9M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CASH // BETA —
JPM // BETA 1.00