COMP <GO>
CBFV vs SBFG // GROSS PROFIT MARGIN
CB Financial Services Inc. (NASDAQ) VS. SB Financial Group Inc. (NASDAQ) • 15-METRIC TALLY: CBFV 2
— SBFG 5
■ METRIC PARITY
LAST: $40.11 (+1.11%) • MKT CAP: $201.6M
gross-margins
—
LAST: $31.43 (+1.75%) • MKT CAP: $193.2M
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBFV VS. SBFG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBFV | SBFG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 9.90% | -6.80 | SBFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.40% | 12.31% | -3.91 | SBFG | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.51% | 1.97% | +0.54 | CBFV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | SBFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.2 | 64.1 | -1.90 | SBFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 38.8x | 13.0x | +25.80 | SBFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $201.6M | $193.2M | $8.4M | CBFV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBFV REV | SBFG REV | CBFV GROSS % | SBFG GROSS % | CBFV FCF | SBFG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $650.0M | $649.1M | — | — | $17.2M | $24.0M |
| FY 2024 | $622.3M | $579.4M | — | — | $3.4M | $9.5M |
| FY 2023 | $101.5M | $54.4M | — | — | $14.2M | $14.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBFV // BETA —
SBFG // BETA —