COMP <GO>
CBNK vs MSBI // 10Y YIELD & FRED MACRO BETA
Capital Bancorp Inc. (NASDAQ) VS. Midland States Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: CBNK 3
— MSBI 3
■ METRIC PARITY
LAST: $41.72 (-0.60%) • MKT CAP: $679.6M
macro-sensitivity
—
LAST: $32.81 (-3.01%) • MKT CAP: $682.5M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBNK VS. MSBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBNK | MSBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.20% | -22.00% | +36.20 | CBNK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.20% | 17.14% | -6.94 | MSBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.07% | 3.94% | -2.87 | MSBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | CBNK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.3 | 48.2 | +19.10 | CBNK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.2x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $679.6M | $682.5M | -$2.9M | MSBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBNK REV | MSBI REV | CBNK GROSS % | MSBI GROSS % | CBNK FCF | MSBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.51B | $2.74B | — | — | $69.7M | $120.3M |
| FY 2024 | $10.4M | $3.15B | — | — | $34.9M | $169.6M |
| FY 2023 | $12.9M | $582.8M | — | — | $47.4M | $153.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBNK // BETA —
MSBI // BETA —