COMP <GO>
CCC vs BILL // OPERATING MARGIN
CCC Intelligent Solutions Holdings Inc. (NASDAQ) VS. BILL Holdings Inc. (NYSE) • 15-METRIC TALLY: CCC 6
— BILL 5
▲ OPERATING MARGIN LEADER: CCC
LAST: $7.68 (+0.39%) • MKT CAP: $4.54B
operating-margins
8.90%
LAST: $49.72 (+2.92%) • MKT CAP: $4.27B
operating-margins
-5.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CCC VS. BILL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CCC | BILL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 73.50% | 81.40% | -7.90 | BILL | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.50% | -1.20% | +3.70 | CCC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 39.0x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.63% | 8.32% | -2.69 | BILL | /fcf-yield <GO> |
| Operating Margin ACTIVE | 8.90% | -5.50% | +14.40 | CCC | /operating-margins <GO> |
| Net Profit Margin | 0.20% | 1.60% | -1.40 | BILL | /net-margins <GO> |
| Revenue Growth (YoY) | 11.90% | 13.40% | -1.50 | BILL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.27 | 0.62 | +0.65 | CCC | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | BILL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.5 | 60.9 | +3.60 | CCC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.39 | 1.33 | +0.06 | CCC | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.54B | $4.27B | $269.7M | CCC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CCC REV | BILL REV | CCC GROSS % | BILL GROSS % | CCC FCF | BILL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.06B | $1.46B | 73.5% | 81.4% | $254.5M | $346.3M |
| FY 2024 | $944.8M | $1.29B | 75.6% | 81.8% | $230.9M | $277.8M |
| FY 2023 | $866.4M | $1.06B | — | — | $211.0M | $140.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CCC // BETA 1.39
BILL // BETA 1.33