COMP <GO>
CERT vs XZO // NET PROFIT MARGIN
Certara Inc. (NASDAQ) VS. Exzeo Group Inc. (NYSE) • 15-METRIC TALLY: CERT 2
— XZO 7
▲ NET PROFIT MARGIN LEADER: XZO
LAST: $10.71 (-2.81%) • MKT CAP: $1.68B
net-margins
-0.40%
LAST: $18.27 (+2.18%) • MKT CAP: $1.61B
net-margins
38.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CERT VS. XZO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CERT | XZO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 60.40% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.40% | 85.00% | -83.60 | XZO | /roic <GO> |
| EV/EBITDA & P/E Valuation | 80.4x | 12.2x | +68.20 | XZO | /valuation <GO> |
| Free Cash Flow Yield | 5.54% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 5.00% | 48.80% | -43.80 | XZO | /operating-margins <GO> |
| Net Profit Margin ACTIVE | -0.40% | 38.10% | -38.50 | XZO | /net-margins <GO> |
| Revenue Growth (YoY) | 8.70% | 62.00% | -53.30 | XZO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.40 | 12.79 | -10.39 | XZO | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | CERT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.6 | 66.3 | -1.70 | XZO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.68B | $1.61B | $70.2M | CERT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CERT REV | XZO REV | CERT GROSS % | XZO GROSS % | CERT FCF | XZO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $418.8M | $217.0M | — | 60.4% | $94.6M | — |
| FY 2024 | $385.1M | $133.9M | — | 39.7% | $78.8M | — |
| FY 2023 | $354.3M | $88.3M | — | — | $82.8M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CERT // BETA —
XZO // BETA —