COMP <GO>
CFG vs BRK-B // 10Y YIELD & FRED MACRO BETA
Citizens Financial Group Inc. (NYSE) VS. Berkshire Hathaway Inc. (NYSE) • 15-METRIC TALLY: CFG 8
— BRK-B 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: CFG
LAST: $64.93 (+1.76%) • MKT CAP: $26.75B
macro-sensitivity
1.10
LAST: $556.11 (+2.51%) • MKT CAP: $1.20T
macro-sensitivity
0.61
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFG VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFG | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.10% | 11.47% | -9.37 | BRK-B | /roic <GO> |
| EV/EBITDA & P/E Valuation | 36.8x | 9.9x | +26.89 | BRK-B | /valuation <GO> |
| Free Cash Flow Yield | 7.75% | 2.04% | +5.71 | CFG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 27.80% | +47.20 | CFG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 22.30% | +45.70 | CFG | /net-margins <GO> |
| Revenue Growth (YoY) | 6.70% | 3.93% | +2.77 | CFG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 0.00% | +2.74 | CFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 2.88 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 4/9 | +4.00 | CFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 3.64% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.7 | 63.6 | -19.90 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.10 | 0.61 | +0.49 | CFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 24.9x | -10.91 | CFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $26.75B | $1.20T | -$1.17T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFG REV | BRK-B REV | CFG GROSS % | BRK-B GROSS % | CFG FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.64B | $371.44B | — | — | $2.14B | $25.04B |
| FY 2024 | $1.53B | $371.43B | — | — | $1.93B | $11.62B |
| FY 2023 | $1.27B | $364.48B | — | — | $2.90B | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFG // BETA 1.10
BRK-B // BETA 0.61