COMP <GO>
CFG vs JPM // REVENUE GROWTH (YOY)
Citizens Financial Group Inc. (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: CFG 6
— JPM 6
▲ REVENUE GROWTH (YOY) LEADER: JPM
LAST: $64.93 (+1.76%) • MKT CAP: $27.22B
revenue-growth
6.70%
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
revenue-growth
13.23%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFG VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFG | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.10% | 17.72% | -15.62 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 36.8x | 9.5x | +27.30 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 7.75% | -9.41% | +17.16 | CFG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 41.98% | +33.02 | CFG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.48% | +35.52 | CFG | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 6.70% | 13.23% | -6.53 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 1.95% | +0.79 | CFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 3/9 | +5.00 | CFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.5 | 53.6 | -4.10 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 1.00 | +0.10 | CFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 13.3x | +0.73 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $27.22B | $905.33B | -$878.11B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFG REV | JPM REV | CFG GROSS % | JPM GROSS % | CFG FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.64B | $182.45B | — | — | $2.14B | -$147.78B |
| FY 2024 | $1.53B | $177.56B | — | — | $1.93B | -$42.01B |
| FY 2023 | $1.27B | $158.10B | — | — | $2.90B | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFG // BETA 1.10
JPM // BETA 1.00