COMP <GO>
CFR vs JPM // RSI-14 & 200D SMA MOMENTUM
Cullen/Frost Bankers Inc. (NYSE) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: CFR 8
— JPM 4
▲ RSI-14 & 200D SMA MOMENTUM LEADER: CFR
LAST: $160.30 (+1.71%) • MKT CAP: $9.97B
rsi-technicals
61.9
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
rsi-technicals
53.6
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFR VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFR | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.40% | 17.72% | -14.32 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.0x | 9.5x | +16.50 | JPM | /valuation <GO> |
| Free Cash Flow Yield | 1.30% | -9.41% | +10.71 | CFR | /fcf-yield <GO> |
| Operating Margin | 75.00% | 41.98% | +33.02 | CFR | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 32.48% | +35.52 | CFR | /net-margins <GO> |
| Revenue Growth (YoY) | 14.40% | 13.23% | +1.17 | CFR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.60% | 1.95% | +0.65 | CFR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 3/9 | +4.00 | CFR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 61.9 | 53.6 | +8.30 | CFR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 1.00 | -0.07 | JPM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.7x | 13.3x | -0.57 | CFR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $9.97B | $905.33B | -$895.36B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFR REV | JPM REV | CFR GROSS % | JPM GROSS % | CFR FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $121.6M | $182.45B | — | — | $127.3M | -$147.78B |
| FY 2024 | $106.2M | $177.56B | — | — | $861.8M | -$42.01B |
| FY 2023 | $93.5M | $158.10B | — | — | $474.6M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFR // BETA 0.93
JPM // BETA 1.00