COMP <GO>
CIFR vs PFSI // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Cipher Digital Inc. (NASDAQ) VS. PennyMac Financial Services Inc. (NYSE) • 15-METRIC TALLY: CIFR 3
— PFSI 5
■ METRIC PARITY
LAST: $6.86 (-5.90%) • MKT CAP: $3.32B
options-implied-move
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LAST: $65.32 (+3.81%) • MKT CAP: $3.27B
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CIFR VS. PFSI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CIFR | PFSI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -11.50% | 11.60% | -23.10 | PFSI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -18.00% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | -60.00% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -60.00% | 68.00% | -128.00 | PFSI | /net-margins <GO> |
| Revenue Growth (YoY) | 48.00% | -25.20% | +73.20 | CIFR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.87% | -1.87 | PFSI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 2/9 | +2.00 | CIFR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 29.1 | 48.7 | -19.60 | PFSI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 23.0x | 6.2x | +16.80 | PFSI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.32B | $3.27B | $53.5M | CIFR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CIFR REV | PFSI REV | CIFR GROSS % | PFSI GROSS % | CIFR FCF | PFSI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $223.9M | $20.1M | 63.7% | — | -$695.9M | -$1.66B |
| FY 2024 | $151.3M | $26.9M | 58.8% | — | -$227.0M | -$4.53B |
| FY 2023 | $126.8M | $13.4M | — | — | -$99.9M | -$1.58B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CIFR // BETA 0.92
PFSI // BETA —