COMP <GO>
COFS vs BSVN // FORWARD P/E MULTIPLE
ChoiceOne Financial Services Inc. (NASDAQ) VS. Bank7 Corp. (NASDAQ) • 15-METRIC TALLY: COFS 3
— BSVN 4
▲ FORWARD P/E MULTIPLE LEADER: BSVN
LAST: $36.30 (+2.40%) • MKT CAP: $542.9M
forward-pe
15.6x
LAST: $58.64 (+0.02%) • MKT CAP: $558.6M
forward-pe
12.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (COFS VS. BSVN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | COFS | BSVN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.10% | 17.20% | -11.10 | BSVN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.81% | 7.33% | -2.52 | BSVN | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 12.40% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 63.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.24% | 1.65% | +1.59 | COFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | COFS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.8 | 60.9 | +10.90 | COFS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 15.6x | 12.2x | +3.40 | BSVN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $542.9M | $558.6M | -$15.7M | BSVN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | COFS REV | BSVN REV | COFS GROSS % | BSVN GROSS % | COFS FCF | BSVN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $227.6M | $824.7M | — | — | $25.2M | $41.4M |
| FY 2024 | $139.1M | $730.7M | — | — | $45.4M | $50.8M |
| FY 2023 | $113.9M | $186.7M | — | — | $46.3M | $49.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
COFS // BETA —
BSVN // BETA —