COMP <GO>
COFS vs JPM // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
ChoiceOne Financial Services Inc. (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: COFS 5
— JPM 4
■ METRIC PARITY
LAST: $36.25 (-0.14%) • MKT CAP: $542.9M
options-implied-move
—
LAST: $337.98 (-0.76%) • MKT CAP: $905.33B
options-implied-move
4.78%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (COFS VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | COFS | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.10% | 17.72% | -11.62 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.5x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.81% | -9.41% | +14.22 | COFS | /fcf-yield <GO> |
| Operating Margin | — | 41.98% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 12.40% | 32.48% | -20.08 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | 63.60% | 13.23% | +50.37 | COFS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.24% | 1.95% | +1.29 | COFS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | COFS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 71.8 | 53.6 | +18.20 | COFS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.6x | 13.3x | +2.33 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $542.9M | $905.33B | -$904.78B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | COFS REV | JPM REV | COFS GROSS % | JPM GROSS % | COFS FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $227.6M | $182.45B | — | — | $25.2M | -$147.78B |
| FY 2024 | $139.1M | $177.56B | — | — | $45.4M | -$42.01B |
| FY 2023 | $113.9M | $158.10B | — | — | $46.3M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
COFS // BETA —
JPM // BETA 1.00