COMP <GO>
CPF vs V // FREE CASH FLOW YIELD
Central Pacific Financial Corp (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: CPF 5
— V 4
▲ FREE CASH FLOW YIELD LEADER: CPF
LAST: $38.97 (+2.61%) • MKT CAP: $966.4M
fcf-yield
9.38%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
fcf-yield
2.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CPF VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CPF | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.10% | 32.30% | -19.20 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 9.38% | 2.90% | +6.48 | CPF | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 50.10% | +17.90 | CPF | /net-margins <GO> |
| Revenue Growth (YoY) | 33.80% | 11.30% | +22.50 | CPF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.98% | 0.63% | +2.35 | CPF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 9/9 | -3.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.8 | 67.7 | -10.90 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.7x | 34.0x | -23.30 | CPF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $966.4M | $738.98B | -$738.02B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CPF REV | V REV | CPF GROSS % | V GROSS % | CPF FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $51.8M | $40.00B | — | — | $92.3M | $21.26B |
| FY 2024 | $38.7M | $35.93B | — | — | $75.4M | $18.33B |
| FY 2023 | $46.7M | $32.65B | — | — | $105.1M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CPF // BETA —
V // BETA 1.06