COMP <GO>

CSR vs V // FORWARD P/E MULTIPLE

D/B/A Centerspace (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: CSR 3 — V 8

▲ FORWARD P/E MULTIPLE LEADER: V

LAST: $57.26 (-3.23%) • MKT CAP: $993.7M

forward-pe

53.7x

LAST: $420.42 (-1.20%) • MKT CAP: $760.28B

forward-pe

34.0x

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CSR VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	CSR	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	7.20%	32.30%	-25.10	V	/roic <GO>
EV/EBITDA & P/E Valuation	15.1x	28.9x	-13.80	CSR	/valuation <GO>
Free Cash Flow Yield	9.98%	2.90%	+7.08	CSR	/fcf-yield <GO>
Operating Margin	23.60%	60.00%	-36.40	V	/operating-margins <GO>
Net Profit Margin	6.20%	50.10%	-43.90	V	/net-margins <GO>
Revenue Growth (YoY)	4.90%	11.30%	-6.40	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	5.18%	0.63%	+4.55	CSR	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	9/9	-3.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	65.7	74.2	-8.50	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple ACTIVE	53.7x	34.0x	+19.70	V	/forward-pe <GO>
Enterprise Scale & Market Cap	$993.7M	$760.28B	-$759.29B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	CSR REV	V REV	CSR GROSS %	V GROSS %	CSR FCF	V FCF
FY 2025	$273.7M	$40.00B	—	—	$98.5M	$21.26B
FY 2024	$261.0M	$35.93B	—	—	$98.2M	$18.33B
FY 2023	$261.3M	$32.65B	—	—	$89.5M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

CSR // BETA —

V // BETA 1.06