COMP <GO>
CWBC vs BCAL // FREE CASH FLOW YIELD
Community West Bancshares (NASDAQ) VS. California BanCorp (NASDAQ) • 15-METRIC TALLY: CWBC 4
— BCAL 3
▲ FREE CASH FLOW YIELD LEADER: BCAL
LAST: $26.36 (+2.21%) • MKT CAP: $699.7M
fcf-yield
6.16%
LAST: $21.88 (+1.86%) • MKT CAP: $690.6M
fcf-yield
8.26%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CWBC VS. BCAL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CWBC | BCAL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.30% | 10.90% | -1.60 | BCAL | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 6.16% | 8.26% | -2.10 | BCAL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 0.47% | +1.54 | CWBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | CWBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.7 | 46.2 | +1.50 | CWBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.3x | 10.1x | +7.20 | BCAL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $699.7M | $690.6M | $9.1M | CWBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CWBC REV | BCAL REV | CWBC GROSS % | BCAL GROSS % | CWBC FCF | BCAL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.55B | $1.69B | — | — | $43.6M | $56.9M |
| FY 2024 | $1.48B | $1.69B | — | — | $17.2M | $49.7M |
| FY 2023 | $125.9M | $125.8M | — | — | $27.5M | $33.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CWBC // BETA —
BCAL // BETA —