COMP <GO>
DAVE vs BLSH // FREE CASH FLOW YIELD
Dave Inc. (NASDAQ) VS. Bullish (NYSE) • 15-METRIC TALLY: DAVE 2
— BLSH 0
■ METRIC PARITY
LAST: $321.88 (+1.61%) • MKT CAP: $4.04B
fcf-yield
6.78%
LAST: $22.54 (-5.69%) • MKT CAP: $3.82B
fcf-yield
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DAVE VS. BLSH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DAVE | BLSH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 55.30% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 17.5x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 6.78% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 43.10% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 35.40% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 59.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.2 | 30.3 | +10.90 | DAVE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.04B | $3.82B | $225.4M | DAVE | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DAVE REV | BLSH REV | DAVE GROSS % | BLSH GROSS % | DAVE FCF | BLSH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $554.2M | — | — | — | $289.7M | — |
| FY 2024 | $347.1M | — | — | — | $124.9M | — |
| FY 2023 | $259.1M | — | — | — | $22.1M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DAVE // BETA 0.96
BLSH // BETA —