COMP <GO>
ESNT vs THG // ENTERPRISE SCALE & MARKET CAP
Essent Group Ltd. (NYSE) VS. Hanover Insurance Group Inc (NYSE) • 15-METRIC TALLY: ESNT 6
— THG 6
▲ ENTERPRISE SCALE & MARKET CAP LEADER: THG
LAST: $68.24 (+1.82%) • MKT CAP: $6.02B
market-cap
$6.02B
LAST: $248.40 (+2.61%) • MKT CAP: $8.32B
market-cap
$8.32B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ESNT VS. THG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ESNT | THG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 9.10% | +2.80 | ESNT | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.9x | 13.5x | -6.60 | ESNT | /valuation <GO> |
| Free Cash Flow Yield | 13.97% | 14.30% | -0.33 | THG | /fcf-yield <GO> |
| Operating Margin | 66.80% | 14.10% | +52.70 | ESNT | /operating-margins <GO> |
| Net Profit Margin | 54.70% | 10.00% | +44.70 | ESNT | /net-margins <GO> |
| Revenue Growth (YoY) | 1.50% | 5.70% | -4.20 | THG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 1.60% | +0.41 | ESNT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | THG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 63.2 | -6.20 | THG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.01 | -0.05 | THG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 11.5x | -3.30 | ESNT | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $6.02B | $8.32B | -$2.30B | THG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ESNT REV | THG REV | ESNT GROSS % | THG GROSS % | ESNT FCF | THG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $6.59B | — | — | $848.7M | $1.17B |
| FY 2024 | $1.24B | $6.24B | — | — | $854.8M | $796.2M |
| FY 2023 | $1.11B | $5.99B | — | — | $713.1M | $92.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ESNT // BETA 0.96
THG // BETA 1.01