COMP <GO>
FAF vs ERIE // RETURN ON INVESTED CAPITAL (ROIC)
First American Corporation (NYSE) VS. Erie Indemnity Company (NASDAQ) • 15-METRIC TALLY: FAF 7
— ERIE 5
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: ERIE
LAST: $63.82 (+0.16%) • MKT CAP: $6.52B
roic
7.00%
LAST: $261.39 (+4.23%) • MKT CAP: $12.07B
roic
24.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FAF VS. ERIE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FAF | ERIE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 7.00% | 24.30% | -17.30 | ERIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.2x | 13.3x | -4.10 | FAF | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | 4.35% | +5.11 | FAF | /fcf-yield <GO> |
| Operating Margin | 10.20% | 17.60% | -7.40 | ERIE | /operating-margins <GO> |
| Net Profit Margin | 8.30% | 13.80% | -5.50 | ERIE | /net-margins <GO> |
| Revenue Growth (YoY) | 21.60% | 7.20% | +14.40 | FAF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.43% | 2.20% | +1.23 | FAF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | FAF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.0 | 63.1 | -18.10 | ERIE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 0.89 | +0.08 | FAF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.8x | 19.3x | -10.50 | FAF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.52B | $12.07B | -$5.56B | ERIE | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FAF REV | ERIE REV | FAF GROSS % | ERIE GROSS % | FAF FCF | ERIE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $7.45B | $4.07B | — | — | $615.5M | $503.6M |
| FY 2024 | $6.13B | $3.80B | — | — | $621.7M | $440.5M |
| FY 2023 | $6.00B | $3.27B | — | — | $84.1M | $234.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FAF // BETA 0.97
ERIE // BETA 0.89