COMP <GO>
FCBC vs THFF // ALTMAN Z-SCORE & DEBT/EQUITY
First Community Bankshares Inc. (VA) (NASDAQ) VS. First Financial Corporation (NASDAQ) • 15-METRIC TALLY: FCBC 1
— THFF 5
■ METRIC PARITY
LAST: $47.73 (+1.68%) • MKT CAP: $887.7M
balance-sheet
—
LAST: $78.48 (+2.52%) • MKT CAP: $910.3M
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FCBC VS. THFF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FCBC | THFF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.40% | 12.20% | -9.80 | THFF | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.17% | 9.38% | -2.21 | THFF | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 6.92% | 2.62% | +4.30 | FCBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.7 | 53.4 | -8.70 | THFF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 67.7x | 10.8x | +56.90 | THFF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $887.7M | $910.3M | -$22.7M | THFF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FCBC REV | THFF REV | FCBC GROSS % | THFF GROSS % | FCBC FCF | THFF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.37B | $2.42B | — | — | $62.7M | $86.4M |
| FY 2024 | $1.37B | $2.34B | — | — | $57.7M | $54.3M |
| FY 2023 | $234.9M | $327.1M | — | — | $61.8M | $86.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FCBC // BETA —
THFF // BETA —