COMP <GO>
FGBI vs MGYR // 10Y YIELD & FRED MACRO BETA
First Guaranty Bancshares Inc. (NASDAQ) VS. Magyar Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: FGBI 1
— MGYR 5
■ METRIC PARITY
LAST: $10.27 (+7.09%) • MKT CAP: $158.6M
macro-sensitivity
—
LAST: $22.56 (+1.17%) • MKT CAP: $144.0M
macro-sensitivity
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FGBI VS. MGYR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FGBI | MGYR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -16.10% | 8.00% | -24.10 | MGYR | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -6.17% | 7.51% | -13.68 | MGYR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 1.40% | -1.05 | MGYR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 5/9 | -4.00 | MGYR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.1 | 65.2 | -1.10 | MGYR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 12.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $158.6M | $144.0M | $14.7M | FGBI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FGBI REV | MGYR REV | FGBI GROSS % | MGYR GROSS % | FGBI FCF | MGYR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $129.4M | $439.1M | — | — | -$10.0M | $9.8M |
| FY 2024 | $1.67B | $423.5M | — | — | $30.7M | $5.5M |
| FY 2023 | $82.5M | $34.7M | — | — | $21.7M | $8.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FGBI // BETA —
MGYR // BETA —