COMP <GO>
FIGR vs OMF // GROSS PROFIT MARGIN
Figure Technology Solutions Inc. (NASDAQ) VS. OneMain Holdings Inc. (NYSE) • 15-METRIC TALLY: FIGR 2
— OMF 9
■ METRIC PARITY
LAST: $21.79 (+0.97%) • MKT CAP: $4.84B
gross-margins
—
LAST: $57.33 (+1.38%) • MKT CAP: $6.51B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FIGR VS. OMF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FIGR | OMF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 21.90% | 6.00% | +15.90 | FIGR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 31.6x | 15.5x | +16.10 | OMF | /valuation <GO> |
| Free Cash Flow Yield | 0.75% | 22.00% | -21.25 | OMF | /fcf-yield <GO> |
| Operating Margin | 23.20% | 50.00% | -26.80 | OMF | /operating-margins <GO> |
| Net Profit Margin | 26.40% | 41.00% | -14.60 | OMF | /net-margins <GO> |
| Revenue Growth (YoY) | 48.70% | 23.10% | +25.60 | FIGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 7.31% | -7.31 | OMF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.7 | 46.6 | -11.90 | OMF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.00 | 1.04 | -0.04 | OMF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 33.2x | 7.3x | +25.90 | OMF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.84B | $6.51B | -$1.66B | OMF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FIGR REV | OMF REV | FIGR GROSS % | OMF GROSS % | FIGR FCF | OMF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $506.9M | $2.59B | — | — | $39.8M | $3.13B |
| FY 2024 | $340.9M | $1.68B | — | — | -$142.4M | $2.70B |
| FY 2023 | $209.5M | $2.12B | — | — | -$42.8M | $2.52B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FIGR // BETA 1.00
OMF // BETA 1.04