COMP <GO>
FISI vs V // RSI-14 & 200D SMA MOMENTUM
Financial Institutions Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: FISI 2
— V 5
▲ RSI-14 & 200D SMA MOMENTUM LEADER: V
LAST: $39.35 (-1.99%) • MKT CAP: $791.2M
rsi-technicals
51.0
LAST: $420.42 (-1.20%) • MKT CAP: $760.28B
rsi-technicals
74.2
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FISI VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FISI | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 32.30% | -20.40 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.65% | 2.90% | -1.25 | V | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.07% | 0.63% | +2.44 | FISI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 9/9 | -5.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 51.0 | 74.2 | -23.20 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 34.0x | -24.00 | FISI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $791.2M | $760.28B | -$759.49B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FISI REV | V REV | FISI GROSS % | V GROSS % | FISI FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.64B | $40.00B | — | — | $13.3M | $21.26B |
| FY 2024 | $2.57B | $35.93B | — | — | $72.2M | $18.33B |
| FY 2023 | $226.2M | $32.65B | — | — | $10.9M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FISI // BETA —
V // BETA 1.06