COMP <GO>
FLG vs V // RETURN ON INVESTED CAPITAL (ROIC)
Flagstar Bank N.A. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: FLG 2
— V 9
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: V
LAST: $10.75 (+2.28%) • MKT CAP: $4.36B
roic
-0.60%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
roic
32.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FLG VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FLG | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | -0.60% | 32.30% | -32.90 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -5.42% | 2.90% | -8.32 | V | /fcf-yield <GO> |
| Operating Margin | -17.70% | 60.00% | -77.70 | V | /operating-margins <GO> |
| Net Profit Margin | -14.50% | 50.10% | -64.60 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 2.20% | 11.30% | -9.10 | V | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 0.63% | -0.28 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 9/9 | -6.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.7 | 67.7 | -33.00 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.06 | +0.05 | FLG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 34.0x | -16.00 | FLG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.36B | $738.98B | -$734.62B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FLG REV | V REV | FLG GROSS % | V GROSS % | FLG FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $584.8M | $40.00B | — | — | -$181.0M | $21.26B |
| FY 2024 | $3.69B | $35.93B | — | — | $86.0M | $18.33B |
| FY 2023 | $261.0M | $32.65B | — | — | $263.0M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FLG // BETA 1.11
V // BETA 1.06