COMP <GO>
FNF vs RYAN // PIOTROSKI F-SCORE QUALITY
Fidelity National Financial Inc. (NYSE) VS. Ryan Specialty Holdings Inc. (NYSE) • 15-METRIC TALLY: FNF 6
— RYAN 5
▲ PIOTROSKI F-SCORE QUALITY LEADER: FNF
LAST: $40.51 (+0.57%) • MKT CAP: $10.80B
piotroski-score
7/9
LAST: $43.84 (+1.29%) • MKT CAP: $11.07B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNF VS. RYAN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNF | RYAN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.20% | 10.30% | -9.10 | RYAN | /roic <GO> |
| EV/EBITDA & P/E Valuation | 61.6x | 23.4x | +38.20 | RYAN | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | 4.60% | +17.40 | FNF | /fcf-yield <GO> |
| Operating Margin | 35.00% | 16.50% | +18.50 | FNF | /operating-margins <GO> |
| Net Profit Margin | 28.70% | 2.10% | +26.60 | FNF | /net-margins <GO> |
| Revenue Growth (YoY) | 9.10% | 21.90% | -12.80 | RYAN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 5.05% | 0.55% | +4.50 | FNF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 6/9 | +1.00 | FNF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.3 | 59.2 | -11.90 | RYAN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.08 | 1.04 | +0.04 | FNF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.6x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.80B | $11.07B | -$268.9M | RYAN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNF REV | RYAN REV | FNF GROSS % | RYAN GROSS % | FNF FCF | RYAN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.10B | $2.99B | — | — | $5.73B | $508.9M |
| FY 2024 | $1.92B | $2.46B | — | — | $6.73B | $404.4M |
| FY 2023 | $1.86B | $2.03B | — | — | $6.39B | $386.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNF // BETA 1.08
RYAN // BETA 1.04