COMP <GO>
FNRN vs MS // FREE CASH FLOW YIELD
First Northern Community Bancorp (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: FNRN 3
— MS 2
▲ FREE CASH FLOW YIELD LEADER: FNRN
LAST: $17.57 (+2.69%) • MKT CAP: $280.5M
fcf-yield
1.87%
LAST: $185.73 (+0.78%) • MKT CAP: $289.46B
fcf-yield
-7.25%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FNRN VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FNRN | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 0.00% | 3.00% | -3.00 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 1.87% | -7.25% | +9.12 | FNRN | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 20.20% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 5.50% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.70% | 2.21% | +0.49 | FNRN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.0 | 44.1 | +9.90 | FNRN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $280.5M | $289.46B | -$289.17B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FNRN REV | MS REV | FNRN GROSS % | MS GROSS % | FNRN FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $802.6M | $55.71B | — | — | $5.2M | -$17.89B |
| FY 2024 | $794.5M | $44.24B | — | — | $19.2M | $1.36B |
| FY 2023 | $103.7M | $30.02B | — | — | $27.3M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FNRN // BETA —
MS // BETA 1.04