COMP <GO>
GWRE vs AAPL // 10Y YIELD & FRED MACRO BETA
Guidewire Software Inc. (NYSE) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: GWRE 3
— AAPL 10
▲ 10Y YIELD & FRED MACRO BETA LEADER: GWRE
LAST: $162.43 (-0.10%) • MKT CAP: $13.42B
macro-sensitivity
1.19
LAST: $338.32 (-1.83%) • MKT CAP: $4.94T
macro-sensitivity
1.14
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GWRE VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GWRE | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 62.50% | 48.79% | +13.71 | GWRE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.00% | 81.14% | -79.14 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 95.0x | 28.4x | +66.57 | AAPL | /valuation <GO> |
| Free Cash Flow Yield | 2.25% | 2.81% | -0.56 | AAPL | /fcf-yield <GO> |
| Operating Margin | 3.40% | 33.01% | -29.61 | AAPL | /operating-margins <GO> |
| Net Profit Margin | 2.70% | 27.60% | -24.90 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 22.60% | 15.06% | +7.54 | GWRE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.33% | -0.33 | AAPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 7.24 | 12.48 | -5.24 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | AAPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 5.08% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.2 | 59.9 | -13.70 | AAPL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.19 | 1.14 | +0.05 | GWRE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 35.8x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $13.42B | $4.94T | -$4.92T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GWRE REV | AAPL REV | GWRE GROSS % | AAPL GROSS % | GWRE FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2026 | — | $478.83B | — | 48.8% | — | $136.06B |
| FY 2025 | $1.20B | $416.16B | 62.5% | 46.9% | $295.1M | $98.77B |
| FY 2024 | $980.5M | $391.04B | 59.5% | 46.2% | $189.4M | $108.81B |
| FY 2023 | $905.3M | $383.29B | — | 44.1% | -$2.3M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GWRE // BETA 1.19
AAPL // BETA 1.14