COMP <GO>
HBCP vs V // DIVIDEND YIELD & FCF PAYOUT SAFETY
Home Bancorp Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: HBCP 3
— V 4
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: HBCP
LAST: $61.63 (+2.22%) • MKT CAP: $477.0M
dividend-safety
1.86%
LAST: $425.51 (+2.88%) • MKT CAP: $738.98B
dividend-safety
0.63%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HBCP VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HBCP | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.60% | 32.30% | -21.70 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 28.9x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.18% | 2.90% | +6.28 | HBCP | /fcf-yield <GO> |
| Operating Margin | — | 60.00% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 50.10% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 11.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 1.86% | 0.63% | +1.23 | HBCP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 9/9 | -4.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.3 | 67.7 | -34.40 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.06 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 34.0x | -24.20 | HBCP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $477.0M | $738.98B | -$738.51B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HBCP REV | V REV | HBCP GROSS % | V GROSS % | HBCP FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.47B | $40.00B | — | — | $44.3M | $21.26B |
| FY 2024 | $1.45B | $35.93B | — | — | $44.7M | $18.33B |
| FY 2023 | $181.1M | $32.65B | — | — | $41.4M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HBCP // BETA —
V // BETA 1.06