COMP <GO>
HBT vs JPM // OPERATING MARGIN
HBT Financial Inc. (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: HBT 4
— JPM 3
■ METRIC PARITY
LAST: $37.51 (+2.71%) • MKT CAP: $1.36B
operating-margins
—
LAST: $340.58 (+1.05%) • MKT CAP: $905.33B
operating-margins
41.98%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HBT VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HBT | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.50% | 17.72% | -5.22 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.5x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.36% | -9.41% | +15.77 | HBT | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | 41.98% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 32.48% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 13.23% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.99% | 1.95% | +0.04 | HBT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 0.37 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 3/9 | +2.00 | HBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.78% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.0 | 53.6 | +8.40 | HBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 16.2x | 13.3x | +2.93 | JPM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.36B | $905.33B | -$903.96B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HBT REV | JPM REV | HBT GROSS % | JPM GROSS % | HBT FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.13B | $182.45B | — | — | $85.1M | -$147.78B |
| FY 2024 | $2.11B | $177.56B | — | — | $89.4M | -$42.01B |
| FY 2023 | $296.3M | $158.10B | — | — | $65.8M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HBT // BETA —
JPM // BETA 1.00