COMP <GO>

HIT vs V // GROSS PROFIT MARGIN

Health In Tech Inc. (Class A) (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: HIT 3 — V 6

■ METRIC PARITY

LAST: $0.58 (+1.30%) • MKT CAP: $37.7M

gross-margins

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LAST: $425.51 (+2.88%) • MKT CAP: $738.98B

gross-margins

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HIT VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	HIT	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin ACTIVE	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	7.50%	32.30%	-24.80	V	/roic <GO>
EV/EBITDA & P/E Valuation	—	28.9x	—	TIE	/valuation <GO>
Free Cash Flow Yield	7.85%	2.90%	+4.95	HIT	/fcf-yield <GO>
Operating Margin	—	60.00%	—	TIE	/operating-margins <GO>
Net Profit Margin	3.80%	50.10%	-46.30	V	/net-margins <GO>
Revenue Growth (YoY)	71.00%	11.30%	+59.70	HIT	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	7/9	9/9	-2.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	38.7	67.7	-29.00	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	26.2x	34.0x	-7.80	HIT	/forward-pe <GO>
Enterprise Scale & Market Cap	$37.7M	$738.98B	-$738.95B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	HIT REV	V REV	HIT GROSS %	V GROSS %	HIT FCF	V FCF
FY 2025	$33.3M	$40.00B	—	—	$3.1M	$21.26B
FY 2024	$19.5M	$35.93B	—	—	$2.2M	$18.33B
FY 2023	$19.2M	$32.65B	—	—	$1.5M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

HIT // BETA —

V // BETA 1.06