COMP <GO>

INBK vs GBFH // 10Y YIELD & FRED MACRO BETA

First Internet Bancorp (NASDAQ) VS. GBank Financial Holdings Inc. (NASDAQ) • 15-METRIC TALLY: INBK 3 — GBFH 3

■ METRIC PARITY

LAST: $26.85 (+4.03%) • MKT CAP: $225.4M

macro-sensitivity

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LAST: $15.32 (+1.06%) • MKT CAP: $220.1M

macro-sensitivity

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (INBK VS. GBFH) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	INBK	GBFH	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	-9.80%	12.60%	-22.40	GBFH	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	0.93%	4.36%	-3.43	GBFH	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	1.70%	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.88%	0.00%	+0.88	INBK	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	3/9	4/9	-1.00	GBFH	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	44.9	28.0	+16.90	INBK	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	9.9x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$225.4M	$220.1M	$5.3M	INBK	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	INBK REV	GBFH REV	INBK GROSS %	GBFH GROSS %	INBK FCF	GBFH FCF
FY 2025	$2.34B	$1.24B	—	—	$2.2M	$9.6M
FY 2024	$2.41B	$471.4M	—	—	$10.4M	$26.5M
FY 2023	$44.4M	—	—	—	$11.7M	—

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

INBK // BETA —

GBFH // BETA —