COMP <GO>
ISTR vs FRST // DIVIDEND YIELD & FCF PAYOUT SAFETY
Investar Holding Corporation (NASDAQ) VS. Primis Financial Corp. (NASDAQ) • 15-METRIC TALLY: ISTR 3
— FRST 3
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: FRST
LAST: $28.29 (+2.54%) • MKT CAP: $380.1M
dividend-safety
1.10%
LAST: $15.00 (+1.83%) • MKT CAP: $365.3M
dividend-safety
2.69%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ISTR VS. FRST)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ISTR | FRST | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.60% | 0.00% | +7.60 | ISTR | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.75% | 2.46% | +2.29 | ISTR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 1.10% | 2.69% | -1.59 | FRST | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | FRST | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.0 | 37.3 | -2.30 | FRST | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 15.5x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $380.1M | $365.3M | $14.8M | ISTR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ISTR REV | FRST REV | ISTR GROSS % | FRST GROSS % | ISTR FCF | FRST FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.19B | $1.70B | — | — | $18.2M | $9.0M |
| FY 2024 | $1.14B | $1.55B | — | — | $15.9M | $18.3M |
| FY 2023 | $99.7M | $109.5M | — | — | $26.2M | $28.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ISTR // BETA —
FRST // BETA —